The right plan for every small business

No one should get a cut of your retirement. Save more with our plans.
Save an average of $200,000 more with a Penelope plan.

  • No hidden fees
  • No asset-based fees
  • No setup fee for first-time plans

Safe Harbor Plan

Your all-in-one small business optimized and hands off 401(k) solution


 /mo subscription fee

+ $8 per active employee

That’s it! We never charge any other fees

Get Started

Plan cost calculator

How many employees do you have?

Monthly subscription fee


Monthly employee fees


Monthly cost


Annual cost


Setup cost


*The setup fee is waived for first-time plans

Learn more about which plan type
is right for you!

Let Penelope help you design the perfect plan that best fits your business needs.

Tax Credit

Learn more about your 401(k) Tax Benefits

The Setting Every Community Up for Retirement Enhancement (SECURE) Act introduced a menu of tax credits that make 401(k) plans more affordable for small businesses. SECURE 2.0 Act further expanded on the tax credits available!

As a small business, you may qualify for a tax credit that covers 100% of your plan start-up costs and employer match. These tax credits can add up to $16,500 and are available for three years. 
Book a free consultation
woman business owner

Don’t wait any longer to start building wealth for you and your employees.

Get started today by answering a few simple questions about your business and let us help you build your 401(k) retirement plan.