Start building wealth with a
401(k) designed for your business.
At Penelope, we've simplified the 401(k) so you can keep your focus on what
truly matters - growing your business.
Most Popular Plan
Safe Harbor 401(k)
These employer matching plans allow businesses to avoid annual IRS nondiscrimination testing, significantly reducing administrative and correction headaches. It is the most popular plan type for businesses.
Safe Harbor 401(k) with Profit Sharing
Profit sharing is a great way to effectively contribute towards the annual 401(k) contribution limits and provide an additional financial reward to thank employees for their hard work throughout the year.
Non-Safe Harbor 401(k)
Non-Safe Harbor 401(k)s do not require mandatory employer matching contributions. However, this plan type requires hefty annual compliance testing that can significantly increase administrative headaches and the risk of fines.
Sole proprietors can maximize their savings with a 401(k) in a way that traditional IRAs would not be able to. A Solo 401(k) offers the same abilities as a regular 401(k), but just for you.
Learn more about which plan type
is right for you!
Let Penelope help you design the perfect plan that best fits your business needs.
We made 401(k) plans seriously easy, so you can focus on running your business.
Don’t wait any longer to start building wealth for you and your employees.
Get started today by answering a few simple questions about your business and let us help you build your 401(k) retirement plan.