Start building wealth with a
401(k) designed for your business.

At Penelope, we've simplified the 401(k) so you can keep your focus on what
truly matters - growing your business.

Most Popular Plan

Safe Harbor 401(k)

These employer matching plans allow businesses to avoid annual IRS nondiscrimination testing, significantly reducing administrative and correction headaches. It is the most popular plan type for businesses.

Safe Harbor 401(k) with Profit Sharing

Profit sharing is a great way to effectively contribute towards the annual 401(k) contribution limits and provide an additional financial reward to thank employees for their hard work throughout the year.

Non-Safe Harbor 401(k)

Non-Safe Harbor 401(k)s do not require mandatory employer matching contributions. However, this plan type requires hefty annual compliance testing that can significantly increase administrative headaches and the risk of fines.

Solo 401(k)

Sole proprietors can maximize their savings with a 401(k) in a way that traditional IRAs would not be able to. A Solo 401(k) offers the same abilities as a regular 401(k), but just for you.

Learn more about which plan type
is right for you!

Let Penelope help you design the perfect plan that best fits your business needs.

Administration Features

We made 401(k) plans seriously easy, so you can focus on running your business.

checked circle Penelope Recordkeeping
unchecked circle Payroll Integration
unchecked circle Intuitive dashboards & on-demand service
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We track your 401(k) plan’s balances, transactions, deferrals and more in-house.

This means that you get access to all your records faster and easier.

business owner

Easy to Get Started

Give yourself a 401(k) that works for you.

You and your employees deserve to have a 401(k) that is easy to understand and simple to manage. 
Book a free consultation

Simple subscription pricing

We make 401(k)s affordable.
Seriously affordable.

Retirement plans that start at:

$8 / employee per month.
No Asset Under Management fees.
Penelope never takes a cut of your retirement income.
Book a free consultation
woman business owner

Don’t wait any longer to start building wealth for you and your employees.

Get started today by answering a few simple questions about your business and let us help you build your 401(k) retirement plan.